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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) fee simple estate.
B) real estate contract interest.
C) joint tenancy.
D) tenancy in common.

2. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a special security.
B) a promissory note.
C) a mortgage.
D) an involuntary lien.

3. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) pay the required renewal fee.
B) submit to the department a completed renewal form.
C) complete the continuing education requirements, if applicable.
D) hold active insurer appointment(s).

4. An agent who collects money from an insured and holds it for payment to the insurer is

A) commingling funds.
B) providing coverage.
C) acting in a fiduciary capacity.
D) wrongfully withholding funds.

5. A waiver is defined as the

A) intentional and voluntary giving up of a known right.
B) acceptance of terms of the policy.
C) modification of a known right.
D) misrepresentation of a known right.

Solutions: